2nd Chance Insurance

Insurance agency specializing in coverage for high-risk drivers, including SR-22/FR-22 requirements

Quick Facts

Category: Insurance
Address: 2603 Elm Hill Pike Suite D, Nashville, TN
Phone: (800) 222-1899
Website: Not listed (a site at 2ndchanceinsurance.com was identified but live access could not be confirmed)
Service area / notable facts: Also licensed in North Carolina, Arkansas, Georgia, and Kentucky; 4.4/5 across ~26 reviews

Overview

2nd Chance Insurance is a Nashville-based insurance agency that, as its name suggests, focuses on high-risk drivers who standard insurance companies may decline to cover. The firm serves clients with DUI histories, multiple traffic violations, or those needing court-mandated financial responsibility documents such as SR-22/FR-22. From its office at Suite D on Elm Hill Pike, it can also write policies in North Carolina, Arkansas, Georgia, and Kentucky in addition to Tennessee — this multi-state licensing points to a mid-sized agency operating at a regional scale.

Insurance products offered include standard auto insurance as well as boat, motorcycle, and renters insurance. Renters insurance policies are structured to cover personal property and liability risks in cases of theft or natural disasters. The firm’s core value proposition is offering a “second chance” to drivers turned away by traditional insurance companies due to their high-risk profile — which also explains the company’s name.

On independent customer review platforms, the firm holds a 4.4 out of 5 star average with approximately 26 total reviews. The use of a toll-free (800) number indicates the firm accepts customers on a regional/national basis rather than purely local. For drivers with an SR-22 requirement, specialized agencies like this one can reduce the risk of policy denial and speed up the process of reinstating a driver’s license.

Services

• High-risk auto insurance
• SR-22/FR-22 filings
• Boat insurance
• Motorcycle insurance
• Renters insurance

What Sets 2nd Chance Insurance Apart

• Specializes in high-risk drivers turned away by standard insurers
• Licensed to write policies across five states: Tennessee, North Carolina, Arkansas, Georgia, and Kentucky
• Handles SR-22/FR-22 court-mandated financial responsibility filings
• Toll-free number supporting a regional/national customer base

Frequently Asked Questions

What services does 2nd Chance Insurance offer?
Auto insurance for high-risk drivers, SR-22/FR-22 filings, boat insurance, motorcycle insurance, and renters insurance.

Where is 2nd Chance Insurance located?
At 2603 Elm Hill Pike Suite D, Nashville, TN. The agency is also licensed in North Carolina, Arkansas, Georgia, and Kentucky.

Does 2nd Chance Insurance work with drivers who have a DUI or SR-22 requirement?
Yes. The agency specifically focuses on drivers with DUI histories, multiple traffic violations, or SR-22/FR-22 requirements that standard insurers often decline.

Location & Contact

• Address: 2603 Elm Hill Pike Suite D, Nashville, TN
• Phone: (800) 222-1899
• Website: Not listed

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